First-Time Central Heating Grants Through the ECO4 Scheme
Millions of homes across the United Kingdom still lack an efficient and modern central heating system, with many relying on outdated or costly heating methods like electric heaters, open fires, or storage heaters. The UK government, recognising the need to combat fuel poverty and reduce carbon emissions, introduced the Energy Company Obligation (ECO) scheme, now in its fourth phase — ECO4. As a result, residents in the UK can now claim 100% free central heating grants.
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One of the most impactful aspects of the ECO4 scheme is the First-Time Central Heating (FTCH) grant. This grant is specifically designed to help low-income households install central heating systems for the very first time, significantly improving comfort, energy efficiency, and long-term savings — at no cost to the resident.
This guide explains how the First-Time Central Heating Grants work under the ECO4 scheme, who is eligible, what it covers, and how to apply.
What is the ECO4 Scheme?
The Energy Company Obligation (ECO) is a government-backed initiative that compels large energy companies to provide funding for energy efficiency improvements in UK homes. Its primary objectives are to:
- Reduce fuel poverty by lowering energy bills.
- Improve the energy efficiency of homes.
- Reduce carbon emissions in line with net-zero targets.
ECO4, the latest phase of the scheme, runs from April 2022 to March 2026. It builds on earlier phases (ECO1 to ECO3) but places greater focus on whole-house upgrades, tackling the least energy-efficient homes, and offering long-term solutions rather than single-measure fixes.
Understanding First-Time Central Heating (FTCH)
A First-Time Central Heating system refers to the full installation of a central heating system in a home that has never had one before.
This includes:
- A new boiler (usually a condensing gas boiler or, in some cases, an air-source heat pump).
- Installation of radiators in each room.
- All pipework and heating controls.
- Thermostats and smart controls, where applicable.
Importantly, the property must not have had central heating in the past — not even an old system that has since been removed. If your home currently relies on electric heaters, storage heaters, LPG room heaters, or solid fuel fires, it may be eligible for an FTCH installation under ECO4.
Who Qualifies for the Grant?
Eligibility for the FTCH grant under ECO4 is based on three main factors:
1. Property Type and Condition
- The property must have never had a central heating system installed. However, you may still be eligible for other measures if it has.
- It should currently use non-central heating systems, such as electric panel heaters, room heaters, or open fires.
- The property must have an Energy Performance Certificate (EPC) rating of D, E, F, or G (owner-occupied), or E, F, or G (private rental).
2. Household Income and Benefits
You may qualify for a free FTCH system if you are in receipt of means-tested benefits, such as:
- Universal Credit
- Pension Credit (Guarantee or Savings Credit)
- Income Support
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Housing Benefit
- Working Tax Credit
- Child Tax Credit
- Child Benefit (subject to income thresholds)
3. Alternative Eligibility: LA Flex
If you’re not claiming benefits, you may still qualify under the Local Authority Flexibility Scheme (LA Flex). This allows local councils to refer residents for funding based on low income, health conditions, or living in fuel poverty, even if they don’t meet the national eligibility criteria.
Eligible Tenure Types
- Homeowners are fully eligible for the grant.
- Private renters may apply but will require landlord consent before any work begins.
The Application and Installation Process
1. Check Eligibility
Start by contacting us on 0151 559 1563 or using the above online eligibility checker. You’ll need to provide basic information about your income, benefits (if applicable), and property.
2. Home Survey
If you qualify, a home survey will be arranged. This allows the installer to assess your current heating system (or lack thereof), measure insulation levels, and check the EPC rating.
3. Funding Approval
Fairway Energy applies for ECO4 funding on your behalf, ensuring everything complies with the scheme.
4. Installation of the Heating System
A full central heating system is installed. This may take 2 to 5 days, depending on the property. You’ll receive a boiler, radiators, pipework, and any necessary insulation upgrades (e.g., loft or cavity wall insulation) if required for the grant.
5. Final Inspection
Post-installation checks are carried out to ensure everything meets safety and energy efficiency standards.
What Are the Benefits of Central Heating Grants?
Installing a first-time central heating system brings numerous benefits:
✅ Lower Energy Bills: Central heating systems are much more efficient than electric or solid fuel options, reducing monthly costs.
✅ Increased Comfort: Heating is distributed evenly throughout the home, creating a more comfortable living environment.
✅ Improved Health: Warm homes reduce the risk of illnesses related to cold and damp conditions, especially for children, the elderly, and those with health conditions.
✅ Higher Property Value: Modern heating systems make homes more attractive to buyers and tenants.
✅ Reduced Carbon Footprint: Central heating systems are cleaner and greener, especially when paired with smart thermostats or renewable heating sources.
Common Questions About FTCH Grants
How to Apply for Central Heating Grants Through ECO4
- Find an Approved Installer: Fairway Energy is an ECO4 government TrustMark certified company.
- Apply Online or By Phone: Provide personal and property details to initiate the process.
- Home Survey: A free, no-obligation home survey will confirm your eligibility.
- Get Installed: Once approved, your heating system will be installed at no cost to you.
Final Thoughts on Central Heating Grants
The First-Time Central Heating Grant under the ECO4 Scheme is a golden opportunity for low-income households in the UK to access warmth, comfort, and significant energy savings — all without paying a penny out of pocket. If you or someone you know is living in a cold home without a central heating system, now is the time to act.
The scheme runs until March 2026, but funding is limited. Don’t wait — check your eligibility today and take the first step towards a warmer, healthier home.